by Landmark Mortgage | Jan 28, 2020 | FHA Jumbo Loans
Housing prices rise and fall over time. When this happens, the Federal Housing Administration (FHA) along with the Federal Housing Finance Agency (FHFA) establishes new limits for conforming loans as well as FHA loans. When housing costs and home values rise, the loan...
by Landmark Mortgage | Jan 21, 2020 | Fixed Rate Loans
One of the most common types of mortgage loans is the fixed-rate loan. This term refers to the interest rate on the loan being set or the lifetime of the loan. As a home buyer, it’s important to know what all of your options are when it comes to selecting a...
by Landmark Mortgage | Jan 15, 2020 | Fixed Rate Loans, Refinance Mortgage
Refinancing a home at any age is a major decision. When you’re a senior, there are added dimensions and concerns that must be addressed before diving in and making the decision to refinance a home – especially if you’re on a fixed income. That being said,...
by Landmark Mortgage | Dec 21, 2019 | Home Buyer
Buying your first home is one of the best experiences of your life, but it can also be one of the most challenging. There are so many loan options, it is hard to know which one is best for your needs. First time home buyer tips can help you secure the right loan at...
by Landmark Mortgage | Dec 20, 2019 | Refinance Mortgage
Some home buyers want to secure the lowest monthly payment possible. One way to do this may be through an interest-only loan. This type of loan can offer a lower rate initially, but it is somewhat of a unique structure requiring careful consideration before investing....
by Landmark Mortgage | Dec 12, 2019 | Refinance Mortgage
If you’ve owned your home for any length of time, you’ve probably received countless offers to refinance your home. These offers all promise big benefits to you for refinancing your home loan, but can they really deliver? More importantly, how can you tell if it’s the...
by Landmark Mortgage | Dec 5, 2019 | Refinance Mortgage
For those who have a mortgage but plan to refinance it, FHA streamline loans, often called FHA streamline refinancing, is a key opportunity. The term streamline refers to the process of securing the mortgage – it tends to be faster and requires less of the paperwork...
by Landmark Mortgage | Nov 25, 2019 | Refinance Mortgage
The allure of purchasing a second home is strong throughout the United States. According to the National Association of Home Builders’ Eye on Housing Report for 2016, the total number of second homes in the U.S. was 7.4 million, representing nearly 5.6 percent of all...
by Landmark Mortgage | Nov 18, 2019 | Refinance Mortgage
People seek to refinance home loans for a wide range of reasons. Whatever your reason for seeking the refinancing of your mortgage loan, the odds are good that there is a perfect loan option available for you. Of course, not all times are good times to refinance your...
by Landmark Mortgage | Nov 18, 2019 | Interest Only loans
\As you explore your loan options you’ll hear about many different types of loans. Some will sound too good to be true, but that doesn’t always mean they are. One example is the interest-only loan program. This program offers many strengths and weaknesses depending on...
